Is there still a Golden Visa for buying a house?

Not for residential purchases — that route was removed in 2023. Fund and other routes continue; the flat must stand on its own yield.

IMT or stamp duty — which hurts more?

IMT, by an order of magnitude: on a €350,000 investment purchase it is about €15,300 against €2,800 of stamp duty. Both fall on the buyer before the deed.

ISO-3166 country codes keep one URL per market. Portugal is sivrce.com/pt.

Portugal · EUR

Real estatein Portugal

Portugal taxes the purchase in slices — IMT on the higher of price and VPT, plus 0.8% stamp duty — and closes it at the escritura. sivrce opens with Lisbon and Porto: the same IMT code, different licence maps and different buyers.

Porto

Escritura-verified path

VPT & licence checked

3D map

IMT + 0.8%sliced transfer tax plus stamp duty

NIFtax number required before the deed

VPTthe tax value IMT is measured against

AL freezenew licences frozen in containment zones

What a purchase really costs

€350,000 home in Lisbon

IMT transfer tax — IMT slices: €15,300
Imposto do Selo (0.8%): €2,800
Escritura & registos (≈0.5%): €1,750
Cash needed at the escritura: €369,850

≈ +5.7% over the price. IMT is charged on the higher of the deed price and the VPT, and the model prices Table III — the investment/second-home schedule most foreign buyers fall in. A primary-residence buyer uses a gentler table (exempt to €106,346 in 2026), and first-home buyers under 35 are exempt to €330,539. Above ~€634k a 6% flat rate replaces the slices: confirm on the AT simulator, not on a blog post.

Rentals run on rules

The rent side, in three lines

Urban leases (NRAU) run to the agreed term with tenant renewal rights — ending one early needs a statutory ground and formal notice.
Caução plus advance rent is capped at three months in total.
Alojamento Local needs municipal registration — Lisbon and Porto froze new licences in containment zones, and the freeze is the model.

Tourist licensing is commune politics, not national law. Read the current containment map before you underwrite occupancy.

Cities

Two cities, one IMT code

IMT is national; the licence map is not. Lisbon and Porto share the same slices and the same stamp duty, but short-let containment and tenant demand are local stories.

The schedule most foreign buyers fall in is Table III, the investment table taxed from the first euro; a primary-residence buyer uses a gentler table exempt to €106,346 in 2026, and first-home buyers under 35 are exempt to €330,539. Above roughly €634k a 6% flat rate replaces the slices.

You need a NIF before the deed and a fiscal representative if you are non-EU. Charges travel with the property, so the land-registry certificate (certidão) comes before the deposit — the Portuguese cousin of the Spanish nota simple.

Alojamento Local is commune politics: Lisbon and Porto froze new licences in containment zones, and the freeze is the model for any short-let arithmetic. sivrce.com/pt is the canonical Portugal URL.

FAQ

Is there still a Golden Visa for buying a house?: Not for residential purchases — that route was removed in 2023. Fund and other routes continue; the flat must stand on its own yield.
IMT or stamp duty — which hurts more?: IMT, by an order of magnitude: on a €350,000 investment purchase it is about €15,300 against €2,800 of stamp duty. Both fall on the buyer before the deed.
Why is the path /pt?: ISO-3166 country codes keep one URL per market. Portugal is sivrce.com/pt.

All markets: sivrce.com · Georgia marketplace: sivrce.ge · Prices and availability are published only when a verified listing exists. Market currency: EUR.