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Greece · EUR

Real estatein Greece

A Greek purchase closes at the notary with a 3.09% transfer tax on the assessed value — not a portal checkout. sivrce opens with Athens and Thessaloniki: two metros, one national deed, and a Golden Visa that repriced by zone in 2024.

Notary-verified path
Ktimatologio title checked
3D map
3.09%transfer tax on the assessed value
Ktimatologiothe cadastre that must show your title
3 yearsminimum residential lease term
€250k+Golden Visa entry, by zone since 2024
What a purchase really costs

€250,000 home in Athens

Transfer tax (φόρος μεταβίβασης) (3.09%)
€7,725
Notary, Ktimatologio & fees (≈1.5%)
€3,750
Lawyer (≈1%)
€2,500
Cash needed at the notary
€263,975

≈ +5.6% over the price. Transfer tax is 3.09% on the tax-assessed (objective) value, which is often below the price you agree. New-build from a developer may carry 24% VAT instead of transfer tax under repeatedly extended suspension schemes — confirm which regime your unit falls in before you wire. Golden Visa thresholds rose in September 2024 and now run €250,000–€800,000 by municipality.

Rentals run on rules

The rent side, in three lines

  • Residential leases run a three-year minimum — a shorter agreed term extends by law, not by negotiation.
  • Deposits cap at two months’ rent.
  • Short-let income needs an AMA registration number with AADE — unregistered listings face fines, and Athens has restricted new registrations in the centre.

Qualitative anchors only. Live rents come from signed leases, never a hardcoded table.

Cities

Two metros, one national deed

Transfer tax is national; demand is not. Athens prices off the capital, tourism and the port economy; Thessaloniki off northern industry and students. Each city guide carries the same rate with a different market.

The sale deed is signed before a symvolaiográfos, and title is only safe once the Ktimatologio cadastre shows your name. Objective (tax-assessed) values often sit below the agreed price, which is why the 3.09% applies to a number you did not negotiate.

New-build from a developer may carry 24% VAT instead of transfer tax under repeatedly extended suspension schemes — confirm which regime your unit falls in. Lawyers are optional in Greek law and standard practice for foreign buyers, at around 1%.

Golden Visa thresholds rose in September 2024 and now run €250,000 to €800,000 by municipality. sivrce.com/gr is the canonical Greece URL. Listings publish only when we can verify them to the same standard as Georgia.

FAQ

Can a non-resident buy in Greece?
Yes. There is no nationality ban on ordinary residential property. You need a Greek tax number (AFM), a settlement account and a notary; most foreign buyers add a lawyer.
Transfer tax or VAT?
Resale pays 3.09% transfer tax on the assessed value. New-build may attract 24% VAT instead, depending on the permit date and the current suspension — ask which regime applies before you compare prices.
Why is the path /gr not /greece?
ISO-3166 country codes keep one URL per market. Greece is sivrce.com/gr.

All markets: sivrce.com · Georgia marketplace: sivrce.ge · Prices and availability are published only when a verified listing exists. Market currency: EUR.