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Portugal · EUR

Buyin Porto

Acquiring real estate in Porto completes via a public deed of purchase and sale (escritura) before a notário or Casa Pronta, with title registered in the Conservatória do Registo Predial.

Lisbon
Escritura-verified path
VPT & licence checked
3D map
IMT + 0.8%sliced transfer tax plus stamp duty
NIFtax number required before the deed
VPTthe tax value IMT is measured against
AL freezenew licences frozen in containment zones
What a purchase really costs

€350,000 home in Porto

IMT transfer tax — IMT slices
€15,300
Imposto do Selo (0.8%)
€2,800
Escritura & registos (≈0.5%)
€1,750
Cash needed at the escritura
€369,850

≈ +5.7% over the price. IMT is charged on the higher of the deed price and the VPT, and the model prices Table III — the investment/second-home schedule most foreign buyers fall in. A primary-residence buyer uses a gentler table (exempt to €106,346 in 2026), and first-home buyers under 35 are exempt to €330,539. Above ~€634k a 6% flat rate replaces the slices: confirm on the AT simulator, not on a blog post.

Rentals run on rules

The rent side, in three lines

  • Urban leases (NRAU) run to the agreed term with tenant renewal rights — ending one early needs a statutory ground and formal notice.
  • Caução plus advance rent is capped at three months in total.
  • Alojamento Local needs municipal registration — Lisbon and Porto froze new licences in containment zones, and the freeze is the model.

Tourist licensing is commune politics, not national law. Read the current containment map before you underwrite occupancy.

Cities

Two cities, one IMT code

IMT is national; the licence map is not. Lisbon and Porto share the same slices and the same stamp duty, but short-let containment and tenant demand are local stories.

Buyers pay Municipal Property Transfer Tax (IMT) on a progressive scale up to 7.5% for residential properties, plus a flat 0.8% Stamp Duty (Imposto de Selo). Budget an additional 1.0–1.5% for notary and registration fees.

Essential due diligence requires obtaining the Certidão Permanente (land registry certificate), Caderneta Predial (tax registry), Licença de Utilização (occupancy permit), and Energy Certificate (Ficha Técnica de Habitação).

FAQ

What documents do foreign buyers need in Porto?
Foreign buyers must obtain a Portuguese tax number (NIF), establish a local representative if outside the EU, and open a Portuguese bank account for transaction funds.
Is the Portuguese Golden Visa still available in Porto?
Direct residential property purchases no longer qualify for the Golden Visa program; investment fund pathways remain available under Portuguese immigration law.

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