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Buyin Thessaloniki

Acquiring property in Thessaloniki completes before a Greek notario and is transcribed into the Hellenic Cadastre (Ktimatologio), with resales paying 3.09% property transfer tax (FMA).

Athens
Notary-verified path
Ktimatologio title checked
3D map
3.09%transfer tax on the assessed value
Ktimatologiothe cadastre that must show your title
3 yearsminimum residential lease term
€250k+Golden Visa entry, by zone since 2024
What a purchase really costs

€250,000 home in Thessaloniki

Transfer tax (φόρος μεταβίβασης) (3.09%)
€7,725
Notary, Ktimatologio & fees (≈1.5%)
€3,750
Lawyer (≈1%)
€2,500
Cash needed at the notary
€263,975

≈ +5.6% over the price. Transfer tax is 3.09% on the tax-assessed (objective) value, which is often below the price you agree. New-build from a developer may carry 24% VAT instead of transfer tax under repeatedly extended suspension schemes — confirm which regime your unit falls in before you wire. Golden Visa thresholds rose in September 2024 and now run €250,000–€800,000 by municipality.

Rentals run on rules

The rent side, in three lines

  • Residential leases run a three-year minimum — a shorter agreed term extends by law, not by negotiation.
  • Deposits cap at two months’ rent.
  • Short-let income needs an AMA registration number with AADE — unregistered listings face fines, and Athens has restricted new registrations in the centre.

Qualitative anchors only. Live rents come from signed leases, never a hardcoded table.

Cities

Two metros, one national deed

Transfer tax is national; demand is not. Athens prices off the capital, tourism and the port economy; Thessaloniki off northern industry and students. Each city guide carries the same rate with a different market.

Neighborhoods

Areas in Thessaloniki

Premium districts with price anchors, walk and transit scores.

Sellers must provide an Electronic Building Identity (Ilektroniki Taftotita Ktirioy) and civil engineer certificate confirming zero illegal construction infractions before the notarial deed.

Total buyer transaction costs average roughly 6–8%, including 3.09% FMA tax, notary fees (1–1.5%), lawyer fees (1–1.5%), and land registry transcription (0.5%).

FAQ

What is the transfer tax rate in Thessaloniki?
Property Transfer Tax (FMA) is 3.09% on the objective cadastral tax value or purchase price (whichever is higher).
What is the Greek Golden Visa threshold in Thessaloniki?
Under updated Greek immigration regulations, Thessaloniki falls into the €800,000 Golden Visa investment threshold tier.

All markets: sivrce.com · Georgia marketplace: sivrce.ge · Prices and availability are published only when a verified listing exists. Market currency: EUR.