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Italy · EUR

Rome real estate

Rome inside the GRA is scarcity plus bureaucracy; outside it is a different commute entirely. Centro storico, Prati, EUR and the coast do not share a cap rate.

MilanFlorenceTurinNaplesBologna
Notaio-verified path
Cadastral rendita checked
3D map
9% / 2%registro: second home vs prima casa
Renditacadastral value is the tax base on resale
Codice fiscalerequired before the notaio will close
IMUannual municipal tax on non-primary homes
What a purchase really costs

€300,000 home in Rome

Imposta di registro (second home) (9%)
€27,000
Notaio (≈1.5%)
€4,500
Imposte ipotecaria & catastale
€600
Agency, buyer side (3% + 22% IVA)
€10,980
Cash needed at the notaio
€343,080

≈ +14.4% over the price. Registration tax is 9% for a second home and 2% under prima casa relief — and on a resale between private parties it is charged on the cadastral value (prezzo-valore), which is usually well below the price you pay. Prima casa is for people who move their residenza within eighteen months, not for holiday buyers.

Rentals run on rules

The rent side, in three lines

  • The 4+4 contract is the default: four years, renewed four more unless the landlord has a statutory reason.
  • Cedolare secca lets a landlord swap progressive IRPEF for a flat substitute tax, but freezes the ISTAT indexation.
  • Every lease must be registered with the Agenzia delle Entrate — an unregistered contract is void against the tenant.

Eviction runs through the court calendar, not the contract. Underwrite the timeline, not the brochure yield.

Cities

Six metros, one national deed

Registration tax is national; the base, the IMU rate and the condominio are local. A Milan yield and a Naples yield do not survive the same spreadsheet.

Neighborhoods

Areas in Rome

Premium districts with price anchors, walk and transit scores.

Cadastral rendita drives registration tax on most private resales under prezzo-valore, so the headline 9% overstates the real bill. Condominio arrears transfer with the flat if you do not check the last balance.

Tourist demand is real and the possession calendar is slow. A Rome yield model that ignores how long an eviction takes is a marketing document, not an underwriting.

Historic-centre buildings carry Soprintendenza constraints and lift-installation limits that quietly cap what a renovation can deliver.

Buy in RomeRent in Rome

FAQ

Need a codice fiscale?
Yes, before the notaio appointment, and again for the utilities and the IMU filing.
Prima casa relief?
For buyers who move their residenza to the comune within eighteen months. A holiday buyer pays the ordinary 9%.

All markets: sivrce.com · Georgia marketplace: sivrce.ge · Prices and availability are published only when a verified listing exists. Market currency: EUR.

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