Skip to main content
Italy · EUR

Naplesreal estate

Naples is the cheapest major Italian metro and the one with a live geological file. Chiaia, Vomero and Posillipo are a different market from the centro storico, and the western districts sit on the Campi Flegrei caldera.

RomeMilanFlorenceTurinBologna
Notaio-verified path
Cadastral rendita checked
3D map
9% / 2%registro: second home vs prima casa
Renditacadastral value is the tax base on resale
Codice fiscalerequired before the notaio will close
IMUannual municipal tax on non-primary homes
What a purchase really costs

€300,000 home in Naples

Imposta di registro (second home) (9%)
€27,000
Notaio (≈1.5%)
€4,500
Imposte ipotecaria & catastale
€600
Agency, buyer side (3% + 22% IVA)
€10,980
Cash needed at the notaio
€343,080

≈ +14.4% over the price. Registration tax is 9% for a second home and 2% under prima casa relief — and on a resale between private parties it is charged on the cadastral value (prezzo-valore), which is usually well below the price you pay. Prima casa is for people who move their residenza within eighteen months, not for holiday buyers.

Rentals run on rules

The rent side, in three lines

  • The 4+4 contract is the default: four years, renewed four more unless the landlord has a statutory reason.
  • Cedolare secca lets a landlord swap progressive IRPEF for a flat substitute tax, but freezes the ISTAT indexation.
  • Every lease must be registered with the Agenzia delle Entrate — an unregistered contract is void against the tenant.

Eviction runs through the court calendar, not the contract. Underwrite the timeline, not the brochure yield.

Cities

Six metros, one national deed

Registration tax is national; the base, the IMU rate and the condominio are local. A Milan yield and a Naples yield do not survive the same spreadsheet.

The Campi Flegrei bradyseism — ground uplift and seismic swarms through 2023 to 2025 — is an ordinary due-diligence item in Bagnoli, Fuorigrotta and Pozzuoli, not folklore. Ask for the structural assessment and the civil-protection zoning.

Building-permit history matters more here than in any other Italian city on this list. Unpermitted works and pending condono applications block a clean deed; the notaio will surface them, but late and expensively.

Chiaia, Posillipo and the Vomero ridge carry a durable premium. The centro storico is UNESCO-listed, dense and, in parts, structurally tired.

FAQ

Is the volcanic risk priced in?
Partly, and unevenly by district. Read the current civil-protection zoning for the parcel rather than the city average.
What is the most common deal-breaker?
Abusivismo — works done without permission. Demand the permit history and the conformità urbanistica before you pay a deposit.

All markets: sivrce.com · Georgia marketplace: sivrce.ge · Prices and availability are published only when a verified listing exists. Market currency: EUR.